Finance Center

At Karz Plus we are proud to offer competitive financing rates and terms on our selection of used cars to National City and Escondido area residents. With used Nissan, Hyundai, Kia, Chevrolet models, and more, we’re sure to have the vehicle you’re looking for! Buying a car can be a stressful experience, but the Karz Plus finance team is here to make the process as straightforward and simple as possible. Contact us today to learn how we can make your car buying experience the easiest in San Diego!

A Car For Every Budget

Whether you are looking at our inventory of nearly-new vehicles, our used vehicle selection, or vehicles that are priced under $5,000 or priced under $10,000, you’ll be sure to find a car at Karz Plus that fits your needs and your budget! Our team of financial experts will sit with you and help create a customized plan for your car payments. With multiple financing options and specials on vehicles, our job isn’t done until we find a car and a payment plan that’s built for you.

Start Your Application Online

To save yourself time when you come to the dealership, you can begin your financing online! Fill out a secure online application in three simple steps, or get pre-qualified and you’ll be one step closer to getting in the driver’s seat of your new vehicle from Karz Plus. Soon you’ll be driving around Chula Vista in your new vehicle!

Auto Loan Rates in San Diego

When you apply for financing for a car, your interest rate and monthly payment will be determined by the auto loan rates in San Diego, Escondido, or National City. The current auto loan rates in San Diego for 48 months is 4.08%. Depending on which lender you choose – either your dealership, your bank, or a third party lender – your auto loan rate could be higher or lower. For this reason, it’s important to check multiple lenders to see who can give you the best rate. However, we recommend getting your loan through our dealership. Not only do we use multiple lenders to get you the lowest price possible, you’ll also be eligible for certain discounts and incentives.

Talk to a Used Car Finance Expert Today

Now that you know a little more about auto loan rates in San Diego and about the services offered by our finance department, contact us today to purchase your new car! Our expert finance team is here to answer any questions you have about our leasing program, or any questions you have about buying a car from us. At Karz Plus, we are here to help you get on the road in a car you love at a price you can be proud of!